Your insurance plan helps pay the cost for certain health care services, such as when you go to the doctor or get screenings.

Not all insurance plans work the same way. Your coverage — which services your plan helps pay for and how the payment structure works — depends on the terms of your specific plan.

Types of coverage

Your plan may include different types of coverage, such as for health and dental. These coverage types are separate from one another. Each has its own deductible and cost share structure.

Log in to My Health Toolkit^® to view your coverage

With My Health Toolkit^®, details about what your plan covers and how your coverage works are always at your fingertips. Log into the secure site, or use the mobile app, to:

• See which services your plan covers
• Find out if you’ll need a referral
• Check how much you may need to pay out-of-pocket, so you can plan ahead