Individual & Family Plans
Open Enrollment has ended, but you may still have options if you’ve experienced a qualifying life event.
Here are the qualifying life events that trigger a Special Enrollment Period (SEP) for Individual and Family plans with BlueCross BlueShield of South Carolina. You typically have 60 days from the event to enroll:
- Getting married or divorced
- Having or adopting a child (or placement in foster care)
- Moving to a new coverage area (new ZIP code or county)
- Becoming a U.S. citizen
- Losing other health coverage — for example:
- Job loss
- Change in eligibility for Medicaid or CHIP
- COBRA coverage expiring
Which plan is right for you?
Below are the plan types offered for individuals and families for 2026. Explore our plan options, find what is important for you in a plan, then continue shopping either online, over the phone, or in person.
Ready to shop?
You can enroll online, call one of our local agents, or stop by any SC BLUE location for personalized help. No matter how you choose to shop, we're here to guide you every step of the way
Be Better with Blue!
BlueCross offers our members a variety of added benefits to your coverage, plus peace of mind knowing that you have access to:
- All hospitals and most doctors in South Carolina.
- Affordable plan options including plans that come with a $0 monthly premium*.
- 100 percent coverage of preventive services.
- Online tools to find doctors, pharmacies and a prescription drug lookup.
- Rewards for completing wellness activities**.
- Award-winning, local customer service agents based in South Carolina.
In Person Guidance
Visit an SC BLUE location for free, in-person support from our knowledgeable insurance advisors. We can help you:
- Enroll in a plan.
- Find a doctor or hospital.
- Make a payment.
- Understand your claims.
- Estimate treatment costs.
- Get answers to any insurance questions.
With convenient locations in four regions statewide, in-person assistance is always within reach. Schedule an appointment at one of our locations today.
Short-Term Health Plans
Blue TermSM short-term health insurance plans can help fill gaps in your coverage during times of transition. They offer temporary health insurance to help pay unexpected health care costs while you’re not covered by a traditional health plan.
Health and well-being benefits
Enjoy benefits and programs that can help you feel your best.
What else can we help you find?
View BlueCross BlueShield of South Carolina's Affordable Care Act (ACA) Transparency in Coverage here.
*To qualify for the $0 monthly premium plan, individuals and families must meet strict income requirements to be eligible for an Advance Premium Tax Credit that reduces this premium to as low as $0.
**Rewards can only be used towards copays, coinsurance and out-of-pocket expenses for individual and family members to use towards covered medical services. Excludes pharmacy.
Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all qualified health plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace website at HealthCare.gov. Healthcare.gov is an independent organization that offers health information you may find helpful.