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Business Blue Basic Rx

Business Blue Basic RxSM is a strong option for small businesses seeking a straightforward, familiar health plan design. Built on a traditional PPO model, it offers comprehensive medical and prescription drug coverage in a structure that is easy for employees to understand and use.

Ideal for businesses that want:

  • A PPO health plan that provides both in-network and out-of-network coverage
  • A predictable, easy-to-understand plan design for employees
  • Integrated prescription drug coverage included in the plan
  • Access to the Preferred Blue® provider network

What Sets Business Blue Basic Rx Apart

PPO Flexibility

This plan gives employees the ability to choose how they receive care. Members can stay in-network to reduce costs or visit out-of-network providers when needed—without requiring referrals.

Coverage That Travels

With access to the nationwide BlueCard® network, employees can receive care while traveling or living outside their home area. This helps ensure consistent access to providers across locations.

Built‑in Pharmacy Benefits

Prescription drug coverage is fully integrated into the plan, making it easier for employees to access medications through a broad pharmacy network while simplifying plan administration.

Broad Access to Care, In- and Out-of-Network

Business Blue Basix Rx plans provide flexibility in how employees access care, helping support a wide range of provider preferences and needs.

Key features include:

  • In-network coverage with negotiated rates
  • Coverage available for out-of-network services
  • No referral requirement for specialist visits
  • Coverage that extends across state lines for employees who travel or live in different areas

 

Comprehensive Benefits Employees can Depend on

Business Blue Basix Rx plans are designed to support both routine care and unexpected medical needs, offering a well-rounded set of medical and pharmacy benefits.

Plan highlights include:

  • Preventive care covered when using in-network providers
  • Coverage for hospital stays, lab services, and specialty care
  • Prescription drug coverage through an extensive pharmacy network
  • Optional dental plan offerings to complement overall benefits

Get Started With Business Blue Basic Rx Plans

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