Small Group Plans

Business BlueEssentials is designed for employers who want to keep premiums down but still offer meaningful health coverage their employees can rely on.

Why business owners choose this plan:

• Budget‑friendly premiums for tighter margins
• Core medical and prescription coverage employees actually use
• Emphasis on in‑network care to keep costs under control
• Access to preventive services and wellness support

An ICHRA lets you step away from a traditional group plan and instead reimburse employees for their own individual health insurance — on your terms.

Why business owners choose ICHRA:

• Set a fixed monthly contribution and control your budget
• Employees choose plans that best fit their personal needs
• Works well for diverse or remote workforces
• No traditional group plan participation requirements

If you’re looking for a simple, reliable health plan that keeps costs predictable, Business Blue Basic Rx is a strong foundation. It delivers essential medical coverage while placing a clear focus on pharmacy cost control.

Why business owners choose this plan:

• Lower monthly premiums with dependable coverage
• Prescription drug benefits designed to manage medication costs
• Access to a trusted network of doctors and hospitals
• Preventive care covered so employees can stay healthy and productive

BlueMeasure plans are built around shared responsibility — lower premiums paired with higher deductibles, often combined with a Health Savings Account (HSA).

Why business owners choose this plan:

• Lower monthly premiums compared to traditional plans
• Encourages smarter health care decisions and cost awareness
• Compatible with HSAs for tax‑advantaged savings
• Strong protection against major medical expenses

Employees select a primary care dentist and receive care within the network, helping control costs for both you and your team.

Why business owners choose Blue Dental:

• Predictable costs and lower premiums
• Emphasis on preventive and routine dental care
• Structured network that helps manage utilization
• Easy plan design with minimal surprises

PPO‑style experience, giving employees more freedom to choose their dentist while still benefiting from in‑network savings.

Why business owners choose Dental Blue:

• Access to a large PPO dental network
• Flexibility to see in‑network or out‑of‑network providers
• Coverage for preventive, basic, and major services
• Appeals strongly to employees who want provider choice